The Association produces reports on annual surveys on topical pension issues which are archived below in date order. The most recent survey was undertaken in the winter of 2023.
The Association produces reports on annual surveys on topical pension issues which are archived below in date order. The most recent survey was undertaken in the winter of 2023.
Our 2019 Pension trends survey has found employers are concerned about the complexity and cost associated with the equalisation of Guaranteed Minimum Pensions (GMPs), with many employers remaining undecided on how they should respond to the legal requirement to act… more »»
Our 2019 Pension trends survey has found employers are concerned about the complexity and cost associated with the equalisation of Guaranteed Minimum Pensions (GMPs), with many employers remaining undecided on how they should respond to the legal requirement to act…
In the first of a series of reports of the ACA’s 2019 Pension trends survey, we found employer support for Pensions Bill measures, but the survey findings suggest an ‘opportunity has been lost’ to build on the success of automatic Read More ... more »»
In the first of a series of reports of the ACA’s 2019 Pension trends survey, we found employer support for Pensions Bill measures, but the survey findings suggest an ‘opportunity has been lost’ to build on the success of automatic Read More …
This year’s final report of the 2018 Pension trends survey focuses on pension contributions into various types of schemes and automatic enrolment opt-out and cessations. It includes a section on ACA policy priorities more »»
This year’s final report of the 2018 Pension trends survey focuses on pension contributions into various types of schemes and automatic enrolment opt-out and cessations. It includes a section on ACA policy priorities
19 November 2018: A new paper by the Association of Consulting Actuaries and Royal London argues that consumers and employers could reap substantial benefits if the complex patchwork of defined benefit pension rights could be radically simplified. more »»
19 November 2018: A new paper by the Association of Consulting Actuaries and Royal London argues that consumers and employers could reap substantial benefits if the complex patchwork of defined benefit pension rights could be radically simplified.
The ACA’s 2018 Pension trends survey has found a substantial majority of employers comfortable with the Pensions Regulator having more targeted powers alongside greater flexibility for DB schemes to reduce pension increases more »»
The ACA’s 2018 Pension trends survey has found a substantial majority of employers comfortable with the Pensions Regulator having more targeted powers alongside greater flexibility for DB schemes to reduce pension increases
The second report in a series exploring the findings of the 2018 ACA Pension trends survey has found strong employer support for reform to the current pension tax regime. The ACA says reform should be calmly undertaken…the present regime is not Read More ... more »»
The second report in a series exploring the findings of the 2018 ACA Pension trends survey has found strong employer support for reform to the current pension tax regime. The ACA says reform should be calmly undertaken…the present regime is not Read More …
The survey tracks trends in pension auto-enrolment and the report expresses concerns over both the numbers of employees ineligible for AE and levels of contributions. more »»
The survey tracks trends in pension auto-enrolment and the report expresses concerns over both the numbers of employees ineligible for AE and levels of contributions.
This interim survey report examines the sharp rise in pension transfer requests from defined benefit arrangements and the difficulty members are finding in identifying IFAs prepared to advise them. more »»
This interim survey report examines the sharp rise in pension transfer requests from defined benefit arrangements and the difficulty members are finding in identifying IFAs prepared to advise them.
Auto-enrolment has boosted workplace pension coverage but, with savings levels woefully low, opt-outs rising and around 12 million workers missing out, big challenges need to be addressed in the 2017 Review. Click here to download more »»
Auto-enrolment has boosted workplace pension coverage but, with savings levels woefully low, opt-outs rising and around 12 million workers missing out, big challenges need to be addressed in the 2017 Review. Click here to download
Survey highlights worrying pension trends in small firms. more »»
Survey highlights worrying pension trends in small firms.
We are looking for essays of no more than 1,500 words on exploring innovative ideas to improve the provision, public understanding and take-up of longer-term and shorter-term pension and savings and/or overall savings adequacy at all levels of UK society. This must be presented in writing although entrants can support their essay with a video if they so wish.
The winner of the Essay Prize will receive an award of £3,000 and the two runners-up will receive awards of £1,500 each. The Winners will have the opportunity to present their entries at the ACA Bloomfield Lecture being held on 3 November 2026 at a central London venue.
The winning essay submission also will be published in The Actuary journal, alongside articles from leading writers working in the insurance, savings and pension industries from across the world.
Your essay must be:
The prize winners may be requested to grant permission for the ACA to have the right to publish or reproduce at any time all or part of the award-winning entries.
Your word count:
Use of generative AI tools: your essay must be your sole creation and original work. AI may be used for research, proofreading and checking spelling and grammar. If an entrant chooses to use generative AI, the entrant is responsible for checking the accuracy of the output. Entrants are not permitted to use any AI programme to write all or part of an essay to enter this competition. Any essay which has been written, in part or in whole, by ChatGPT or similar programmes will be excluded from the marking and judging process and ineligible. The view of the judges will be final.
References should be inserted using the Harvard style referencing system.
Reworked coursework, journals or articles: each essay must be an original piece of work written by the entrant for the competition without peer review or editing by anyone else. All essays must be the individual unpublished work of the entrant.
When the essay is submitted and at the date of the close of the competition, you must satisfy the following criteria:
The administration team and the judges have the final decision as to whether an essay is eligible. No correspondence will be entered into.
Essays will be evaluated for:
Judges for the competition will be drawn from senior professionals, academics and commentators working in the pensions and savings world.
The essay must be the sole creation and original work of the entrant. Entrants are expected already to be aware of and to follow any plagiarism guidance and policies of the academic and professional training institutions to which they currently belong or have belonged. The ACA guidance reproduces and adapts information from other such policies for the purposes of its Essay Competition. The ACA is grateful to both institutions for permission to do so.
Plagiarism occurs where an entrant copies from any other source (published or unpublished) in an unauthorised manner and attempts to present that work as if it were the entrant’s own in order to obtain an unfair advantage.
Examples of plagiarism include:
Quotations from recognised sources are usually acceptable but must be clearly acknowledged and a reference given for the source (i.e. sources must be cited). The following situations almost always require citation:
In the case of any doubt, citation is recommended.
The ACA may proactively seek out instances of plagiarism, for example by the use of an electronic plagiarism detection system or service to scan submitted essays.
Any entry which is found not to be the sole creation and original work of the entrant (“plagiarism”) will be disqualified from the 75th Anniversary ‘Future of Pensions’ Essay Competition.
Our purposes for processing your data: we will process your personal data for the purposes of administering this essay competition and (in the case of successful entrants) publicising and promoting future such competitions. Our lawful basis for this processing data is ‘legitimate interests’ on the basis that individuals would have a reasonable expectation that we will process the personal data they have provided, which include the provision of initiatives to support education and training and to promote innovation in actuarial and related fields. Please go to our privacy statement for more details.
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