ACA Chair calls for increased minimum auto-enrolment contributions while urging long-term thinking beyond political cycles
Marking the ACA’s 75th anniversary, ACA Chair Chintan Gandhi highlights the need to strengthen retirement saving, realise the potential of Collective Defined Contribution (CDC) and consider how DB surpluses can support today’s workforce and the wider economy. More… more »»
Marking the ACA’s 75th anniversary, ACA Chair Chintan Gandhi highlights the need to strengthen retirement saving, realise the potential of Collective Defined Contribution (CDC) and consider how DB surpluses can support today’s workforce and the wider economy. More…
ACA warns minimum pension age transition could leave some savers facing unexpected gaps in retirement income
We have warned that some savers who have already started taking money from their pensions could face an unexpected interruption to withdrawals when the normal minimum pension age rises from 55 to 57 on 6 April 2028 unless clear guidance Read More ... more »»
We have warned that some savers who have already started taking money from their pensions could face an unexpected interruption to withdrawals when the normal minimum pension age rises from 55 to 57 on 6 April 2028 unless clear guidance Read More …
ACA responds to HMRC on Normal Minimum Pension Age Transitional Provisions Regulations
We have written to HMRC in response to the consultation on Normal Minimum Pension Age Transitional Provisions Regulations. The ACA welcomes the opportunity to provide input. We responded in the capacity of a representative body for professional advisors who provide Read More ... more »»
We have written to HMRC in response to the consultation on Normal Minimum Pension Age Transitional Provisions Regulations. The ACA welcomes the opportunity to provide input. We responded in the capacity of a representative body for professional advisors who provide Read More …
ACA welcomes VfM framework but warns it could make poorly governed schemes look better than top-tier schemes
We have welcomed progress on the proposed Value for Money (VfM) framework but warned it could make some minimum-compliance pension schemes appear to offer better value than well-governed schemes on the past performance test. The ACA is calling for the Read More ... more »»
We have welcomed progress on the proposed Value for Money (VfM) framework but warned it could make some minimum-compliance pension schemes appear to offer better value than well-governed schemes on the past performance test. The ACA is calling for the Read More …
ACA responds to latest Value for Money Framework consultation
We are encouraged to see the VFM framework moving forward. Getting this right, and avoiding unintended and damaging consequences, could improve retirement for millions of savers. In a survey of ACA’s members in January 2026, in response to the question Read More ... more »»
We are encouraged to see the VFM framework moving forward. Getting this right, and avoiding unintended and damaging consequences, could improve retirement for millions of savers. In a survey of ACA’s members in January 2026, in response to the question Read More …
ACA calls for wider review of s179 valuations as conventional PPF levy remains at zero
We have welcomed the Pension Protection Fund’s (PPF) proposed changes to the assumptions used for section 143 and section 179 valuations but have called for a wider review of current s179 requirements with the conventional PPF levy at zero for Read More ... more »»
We have welcomed the Pension Protection Fund’s (PPF) proposed changes to the assumptions used for section 143 and section 179 valuations but have called for a wider review of current s179 requirements with the conventional PPF levy at zero for Read More …
ACA response on PPF consultation on Assumptions for s179 and s143 valuations
We welcome the opportunity to comment on the proposed changes. Our view is that the PPF should review the wider guidance and approach for s179 valuations. Given levy payments are not currently required, it is disproportionate for all schemes to Read More ... more »»
We welcome the opportunity to comment on the proposed changes. Our view is that the PPF should review the wider guidance and approach for s179 valuations. Given levy payments are not currently required, it is disproportionate for all schemes to Read More …
ACA calls for more workable DB surplus payment conditions and inclusion of schemes in wind-up
We have welcomed HMRC proposals to enable defined benefit pension schemes to make direct authorised member surplus payments (AMSPs) but has called for key rules to be reconsidered to ensure the new flexibility works in practice, including the proposed restrictions Read More ... more »»
We have welcomed HMRC proposals to enable defined benefit pension schemes to make direct authorised member surplus payments (AMSPs) but has called for key rules to be reconsidered to ensure the new flexibility works in practice, including the proposed restrictions Read More …
ACA Sessional Meeting – 3 September 2026
Please find below copies of the slide presentations from our speakers at the Sessional Meeting held on 3 September 2026… more »»
Please find below copies of the slide presentations from our speakers at the Sessional Meeting held on 3 September 2026…
ACA response to DB pension scheme surplus payments to members consultation
We welcome the introduction of an authorised member surplus payment (AMSP). This would permit trustees to distribute surplus to members as a fully taxable defined benefit (DB) lump sum outside the annual allowance (AA) and lump sum allowance/lump sum and Read More ... more »»
We welcome the introduction of an authorised member surplus payment (AMSP). This would permit trustees to distribute surplus to members as a fully taxable defined benefit (DB) lump sum outside the annual allowance (AA) and lump sum allowance/lump sum and Read More …

