In the context of these terms and conditions, the following words
shall have the following meanings:
“Association of Consulting Actuaries”; having its
office at St Clement’s House, 27-28 Clement’s Lane, London EC4N 7AE;
"the Website" means any website under the ownership
or control of the Association of Consulting Actuaries from which
a link has been created to these terms and conditions;
"the Material" means all of the information, data, text,
graphics, links or computer code published on, contained or available
on the Website;
"User" means the individual, firm, company or organisation
accessing this website or making an Order;
2. Applicable terms and conditions
The Website is owned by the Association of Consulting Actuaries
and any use made of this site (including registrations and donations
made via the Website), are subject to these terms and conditions.
The Association of Consulting Actuaries may, at its sole discretion,
modify or revise these terms and conditions at any time by updating
the text of this page.
3. Use of the Website
Anyone is entitled to view any non-password protected parts of
the Website and to use for their own purposes the information
contained therein, provided:
3.1 it is used for information purposes only,
for reproduction for personal use only and not for reproduction
on any other website save where the Association of Consulting
Actuaries permits such use (where this must be attributed to the
Association of Consulting Actuaries)..
3.2 no part of the Website is copied, stored
in a retrieval system, or transmitted in any form or by any means
to any third party without the written permission of the Association
of Consulting Actuaries. References to research by the Association
and the contents of publications and press releases can be used
provided these are attributed to the Association of Consulting
4. Copyright and trade marks
4.1 Copyright in the Material is owned by the
Association of Consulting Actuaries or its content suppliers.
Unauthorised use of the Material including reproduction, storage,
modification, distribution or republication without the prior
written consent of The Association of Consulting Actuaries or,
where applicable, the respective copyright owner(s) is prohibited.
However, the content of press releases, publications and research
material can be used by users provided it is always attributed
to the Association of Consulting Actuaries.
4.2 The names and logos of The Association of
Consulting Actuaries and all related product and service names,
designs marks and slogans are the trade names, service marks or
trade marks of the Association of Consulting Actuaries and may
not be used without the prior consent of The Association of Consulting
4.3 All works in the nature of databases attract
The website is intended to provide general information only and,
as such, should not be considered as a substitute for advice covering
any specific situation. Users should seek appropriate advice before
taking or refraining from taking any action in reliance on any
information contained in this website. So far as permissible by
law, the Association of Consulting Actuaries does not accept any
liability to any person relating to the use of any such information.
Whilst the Association of Consulting Actuaries has taken every
precaution in compiling this site neither it nor any contributors
to the site can be held responsible for any action (or the lack
thereof) taken by any person or organisation wherever they shall
be based, as a result, direct or otherwise, on information contained
in or accessed through this internet site.
6. Target audience
The Website is primarily intended for use by UK residents. It
may be dangerous to apply any of the information on the Website
to activities outside the UK. The Association of Consulting Actuaries
does not represent or warrant that the information accessible
via the Website is accurate, complete or correct. The Association
of Consulting Actuaries has no liability whatsoever in respect
of any use which you make of such information.
The information provided on this Website has not been written
to meet individual requirements and it is your sole responsibility
to satisfy yourself prior to using the information in any way
for your purposes. Before making any decisions based on the information
contained on the Website, you are strongly advised to refer to
alternative, independent sources of information to substantiate
the basis for your decision.
7. Warranty and indemnity
The User warrants to the Association of Consulting Actuaries that
it will not use the Website, the Material or any part thereof
for any purpose that is in contravention of any applicable law
or regulation or in a manner that will infringe the copyright,
trademarks, service marks or other intellectual property rights
of third parties or violate the privacy, publicity or other personal
rights of others or in any defamatory, obscene, threatening, abusive
or hateful manner. The User shall indemnify the Association of
Consulting Actuaries, its employees and agents, harmless against
all claims, liability, losses, damages and expenses including,
without limitation, legal fees and costs arising out of or incurred
as a result of any claims made, or litigation brought, against
the Association of Consulting Actuaries, its employees and agents,
as a result of the use by the User of the Website, the Material
or any part thereof for whatever purpose, to the fullest extent
permitted by law.
8. Limitation of liability
The Association of Consulting Actuaries hereby disclaims all warranties
and conditions with regard to the Material and any goods or services
supplied in relation to the Website, whether express or implied
or statutory (including all implied warranties and conditions
of merchantability and fitness for a particular purpose). In no
event shall the Association of Consulting Actuaries be liable
for any indirect, punitive, special, incidental, or consequential
damages whatsoever even if the Association of Consulting Actuaries
has been advised of the possibility of damages including, without
limitation, damages for loss of use, data or profits arising out
of or in any way connected with the use or performance of the
Website, interruptions or delays to the Website, the provision
of or failure to provide services, or for any information, Material,
goods and services obtained through the Website or otherwise arising
out of the use of the Website, whether based on contract, tort
or otherwise to the fullest extent permitted by law.
9. Third party websites
The Website contains links to websites operated by parties other
than the Association of Consulting Actuaries. Such links are provided
for the User's convenience only. The Association of Consulting
Actuaries does not control such websites, and is not responsible
for their content. The Association of Consulting Actuaries' inclusion
of links to such websites does not imply any endorsement of the
material on such websites or any association with their operators.
The User is solely responsible for evaluating the accuracy and
completeness of any information contained on the third party websites,
and also the value and integrity of any goods and services offered
by such websites.
10. Privacy and Data Protection
Read our Privacy Statement in full (above).
Whilst the Association of Consulting Actuaries makes all reasonable
attempts to exclude viruses from the website it cannot ensure
such exclusion and no liability is accepted for damage caused
through the downloading of viruses. Therefore, you are recommended
to take all appropriate safeguards before downloading information
from the Website.
12. On-line Transactions
The Association of Consulting Actuaries reserves the right to
vary event registration fees and the prices of any goods or services
listed without notice. All event registrations and orders for
goods or services are subject to availability and the Association
of Consulting Actuaries reserves the right to refuse to accept
any registration and to refuse to supply any goods or services
to any individual.
Although the Website may use encryption security software in areas
where on line payment details are accepted, the security of information
and payments transmitted via the Internet cannot be guaranteed.
Any loss incurred or sustained by any User who transmits information
by means of e-mail or other Internet links shall be borne solely
and exclusively by such User and in no event shall any such loss
in whole or part be borne by the Association of Consulting Actuaries
or it's agents.
14. Force majeure
The Association of Consulting Actuaries shall not be held to be
in breach of its obligations hereunder nor liable to the User
for any loss or damage which may be suffered by another party
due to any cause beyond its reasonable control including without
limitation any act of God, fire, storm, flood, lightening, disease,
strike, trade dispute, act of terrorism, any act or omission of
government or regulatory bodies or communications operators.
15.1 If any provisions of these terms and conditions
are held to be invalid or unenforceable, the validity or enforceability
of the remaining provisions shall not be affected.
15.2 These terms and conditions constitute the
entire agreement between the Association of Consulting Actuaries
and the User and supersede all other (prior or contemporaneous)
communications and proposals, whether electronic or written, between
the User and the Association of Consulting Actuaries.
15.3 Any failure of the Association of Consulting
Actuaries to exercise or enforce any of its rights under these
terms and conditions shall not be deemed to be a waiver of any
such rights or operate so as to bar the subsequent exercise or
enforcement or any such rights.
The terms and conditions and the use by the User of the Website
shall be governed by the laws of England and Wales and the parties
hereto submit to the exclusive jurisdiction of the English courts
in all disputes arising out of or relating to the Website and/or
any transactions made on the Website, or these terms and conditions.
If you have any questions, please contact the Association of Consulting
Actuaries’ Secretariat, St Clement’s House, 27-28 Clement’s Lane, London EC4N 7AE. Tel: 020 3207 9380 Email: firstname.lastname@example.org